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Cheapest Places to Live in Texas

cheapest places to live in texas

We all want a bit more bang for our buck. And when it comes to finding a place to live in Texas, you don’t have to break the bank. From small-town charm to big-city sophistication, the state has plenty of affordable options for those looking to call the Lone Star State home.

Here are some of the cheapest places to live in Texas!

The State of Texas: An Overview

Texas is a state with a rich history filled with fascinating stories of old. It was once its own country before becoming a part of the United States in 1845.

Nowadays, living in Texas has many perks…

With temperatures that can range from hot to cold, Texans experience all four seasons within one year. But no matter what season it is, people enjoy spending time outdoors doing numerous activities. Such as fishing and hiking throughout the vast landscapes the state offers.

Additionally, bustling cities such as Austin, Houston, and San Antonio provide endless entertainment options. Ranging from arts and culture to sporting events and concerts.

Living in Texas is truly an experience to be savored!

But you’re here to find out about…

The Cheapest Places to Live in Texas

Abilene

Abilene is an attractive destination for many business professionals. This is due to its affordability which rivals that of a small town, while still providing the amenities of a large city. With popular employers such as Hendrick Health System, First Financial Bankshares, and the Dyess Air Force Base. As well as numerous rental options and diverse home architectures, there are plenty of reasons to consider this charming Texas city as your home.

Such as?

When you’re not experiencing the beauty of one of Abilene’s many scenic parks or exploring its unique culture through events like the West Texas Fair & Rodeo, you can enjoy local favorites like deer hunting or fishing on Lake Fort Phantom Hill.

Indeed, it’s no surprise Abilene has gained recognition among other cities in the US for its vibrant atmosphere and even better living opportunities.

Abilene

Amarillo

Amarillo, located in the Texas panhandle, is a great city to settle down and stay a while. Renowned for its business opportunities, educational systems, and diverse outdoor activities, this charming southern city can be characterized by its friendliness and affordability.

Who and what will you find here?

Alongside key industries such as agriculture, medicine, and energy, Amarillo has a thriving artistic community. With attractions like Cadillac Ranch, and Palo Duro Canyon State Park, an old-fashioned railroad station housed in the American Victoria Museum. There’s also Wonderland Amusement Park, Articulate Gallery’s programming of visual arts from local talent, and the Amarillo Museum of Arts.

Furthermore, with an array of local sporting events—including the National Cutting Horse Association Futurity & West Texas A&M Buffalo Football — it’s easy to incorporate some friendly competition into your pup’s game plan. With its vibrant culture and friendly Midwestern vibes, Amarillo remains a cost-effective place to live in Texas, yet filled with opportunity.

Beaumont

Beaumont is an affordable hotspot for people looking to save on the cost of living. Being the second most inexpensive city in Texas, you get a lot for your money here. Starting with free or low-cost entertainment.

From public parks, historical museums, and attractions such as the Clifton Steamboat Museum, to McFaddin-Ward House Historic Museum, and Spindletop-Gladys City Boomtown Museum. There are also outdoor activities near the Gulf of Mexico.

Beaumont

What will a house in Beaumont set you back?

Median home prices are only $152,643, while the average rent for a one-bedroom is just $755 per month. An amazing deal! With its low price tags, magnificent views, and unique offerings all within reach, Beaumont is perfect for anyone looking to make their money go further without scrimping on quality experiences.

Breckenridge

Located in the north-central area, Breckenridge is one of the most affordable cities to call home in Texas state. With 6,000 residents, this historical oil city houses a vibrant economy that continues to be driven by the oil, gas, and ranching industries. Home prices there are quite reasonable at an average cost of around $127k. Making it an ideal option for those seeking a peaceful lifestyle without breaking the bank.

In fact, the city’s affordable housing market has made it an attractive choice for first-time homebuyers and newcomers alike. There is also a great deal to do that takes full advantage of the city’s rural setting and resourceful community spirit.

For outdoor enthusiasts…

There are close to 400 acres at Fish Fletcher State Park, which features fishing spots and camping sites. Plus, the neighboring lake provides plenty of opportunities for swimming, boating, or simply enjoying a day in the sun.

Local shops offer up items ranging from organic food products to handmade furniture and art. Every cultural event sponsored by the city celebrates the area’s distinct culture. Offering music, art galleries, dance groups, and concerts. So, as far as activities go, Breckenridge has something for everyone.

Corpus Christi

Corpus Christi is the perfect blend of a vibrant city and an idyllic beach atmosphere. With its coastlines, restaurants, and cultural activities, there is also something for everyone in this lively Texas city.

Locals here are friendly and health-conscious, welcoming visitors to partake in outdoor activities such as sailing, fishing, and surfing. What’s more, Corpus Christi offers an affordable coastal living experience without compromising on quality. 

With median home prices at $218,305 and the average rent for one-bedroom units at $1000, it’s an ideal spot for both relocators, as well as budget-conscious travelers looking for a desirable getaway destination.

El Paso

With its sunny weather, vibrant culture, and affordable living costs, El Paso is the perfect Texan destination for budget-minded travelers.

It’s a special spot…

Since it’s situated along the U.S.-Mexico border, the city exudes a unique energy that can’t be found anywhere else. It’s an exciting mix of Old West charm and modern vibrancy that takes pride in showcasing its rich cultural heritage. From museums and galleries to amazing restaurants and music venues, there’s plenty to explore here.

El Paso

El Paso also benefits from its close proximity to nature spots like Franklin Mountains State Park and Hueco Tanks State Historic Site. Here, everyone can appreciate the beautiful landscapes for free. With so much up its sleeve, both lively attractions and cost-effective activities, El Paso stands out as one of the best Texan cities to call home on a budget.

Harlingen

Harlingen, a suburb of Brownsville nestled in the heart of Texas, is another ideal destination for those looking for budget-friendly Texas living. Not only does it offer attractive employment opportunities with several companies like United Healthcare and Penske Logistics, but there are also plenty of things to experience.

Nicknamed the “Tropical Playground of Texas,” visitors can explore the city’s diverse natural scenery. From the Laguna Atascosa Wildlife Refuge to Lon C. Hill Park. Or take part in Rio Grande Valley Birding Festival!

However, the best thing about this city is that you don’t have to be worrying about expensive housing or rental costs. Harlingen has some of the most affordable ones in all of Texas!

Lubbock

Lubbock offers a lot for almost everyone. From welcoming, pet-friendly restaurants to cultural attractions like the Buddy Holly Center and the Museum of Texas Tech University. Plus, the city’s job market and nightlife provide plenty of vibrant energy for all kinds of adventurers, whether they are looking for a place to call home or just passing through.

How is it different from the rest?

Well, what sets it apart is its unique mix of urban design, including plenty of parks, rivers, and walking trails, with the affordability and rural charm that define its vibe. So, if you are looking for a place to explore endless possibilities but don’t want to break the bank, Lubbock could be your perfect escape.

Lubbock

Odessa

Odessa is an exciting town located in Texas that exudes a classic cowboy attitude. With a population of 112k and a metropolitan feel, the city attracts a younger demographic which creates an energetic and vibrant atmosphere.

The local economy flourishes thanks to major employers, such as Halliburton, Anthem Oil, and Chevron, who keep the city thriving. However, despite this growth, the depth of rodeo culture still plays a significant role in the city’s identity. It is home to livestock shows, equestrian competitions, and country music performances.

What else?

Along with these attractions, visitors can also explore the Presidential Museum and Leadership Library, the Ellen Noel Art Museum, or hike around the Odessa Meteor Crater. With its mix of western charm and youthful energy, Odessa provides something for everyone to enjoy while living or visiting there!

Pasadena

Pasadena may be the perfect place for Houston commuters who are looking for an affordable area to live. What’s especially unique to this city is its wide array of parks and greenery that offer residents the chance to enjoy miles of trails while biking and hiking.

And a close community…

Furthermore, these outdoor recreational options allow nature lovers to deeply appreciate the vibrancy of this area. And it’s not just its cost-efficient housing and low living expenses that are its sought-after benefits. The surrounding environment provides a close sense of community with numerous amenities. Such as restaurants, museums, and sports venues all close by.

 Overall, residents truly get the best of both worlds in Pasadena. The lively city atmosphere combined with ample opportunities for experiencing natural beauty and recreation.

Texarkana

Texarkana is a great place for those looking for an inexpensive place to live and study in Texas. The city features two community colleges, a four-year public college, and even a state medical school for students to consider.

But there is more to the city than education…

Not only does Texarkana have a low cost of living and minimal crime rates to offer, but it also boasts incredible architecture. Like its remarkable courthouse and post office buildings. Making it home to some of the most distinctive landmark buildings in the state.

It has a twin city on the opposite side of the Arkansas-Texas border that provides it with even more appeal, including nearby attractions like museums, parks, galleries, and a wide variety of cultural destinations. All in all, Texarkana provides a safe and cost-effective environment for learners looking to further their education and explore their surroundings in their free time.

Waco

Waco is an appealing city to settle down in due to its cost of living, which is well below the national average. In fact, its stately homes with modest prices and a robust job market are attracting newcomers from all corners of the US.

 Moreover, Waco offers an eclectic range of cultural attractions, such as museums, art galleries, and theaters. Visitors flock year-round to the famous Magnolia Market created by Chip and Joanna Gaines, which adds to the vibrant atmosphere of the city.

Waco

And we’re not kidding about the affordability…

With a cost of living like no other, residents can enjoy life in Waco without worrying about their finances. With a median home price of $225,963 and an average rent for a one-bedroom apartment at $1000, it’s easy to achieve financial equilibrium while maintaining a comfortable lifestyle. Finally, the city’s vibrant vibe will make anyone feel right at home. Making Waco a great choice for those looking to move to Texas on a budget.

Wichita

Wichita Falls is an attractive option for those seeking the ambiance of nature in a tranquil setting without breaking the bank. With its low-priced housing market and strong economy, it provides numerous job opportunities for new residents.

But there’s more…

In addition, this mid-Texas city offers a wide range of activities that capitalize on its natural scenery. Recreational areas such as Forestburg Nature Park and River Bend Park provide breathtaking trails where one can hike and appreciate the abundant wildlife. Moreover, weekly farmer’s markets offer fresh produce sourced from local farms, while monthly arts events boast the residents’ celebrated craftsmanship.

An ideal spot to slow down life’s pace and enjoy the beauty of nature in a budget-friendly area, Wichita Falls has much to offer.

Getting the Best Price on a Property in Texas

Here are some tips and tricks for getting the best value when buying Texas property:

Research the market

Before making an offer on any property, do your research and find out what similar properties in the area are selling for. This will give you an idea of the fair market value and help you determine a reasonable price to offer.

Get pre-approved for a mortgage

Getting pre-approved for your mortgage will give you a clear idea of your budget and exactly how much you can afford to spend on a property. This will also make you a more attractive buyer to sellers.

Work with a real estate agent

A good real estate agent can help you find properties that meet your needs. They will also negotiate on your behalf to get you the best possible price.

work with a real estate agent

Don’t be afraid to negotiate

Even if the asking price is within your budget, don’t be afraid to negotiate for a lower price. In many cases, sellers are willing to negotiate further to close the deal.

Consider the condition of the property

When evaluating a property, take into account any repairs or renovations that may be needed. If the property requires a lot of work, you may be able to negotiate a lower price.

Look for properties that have been on the market for a while

Properties that have been sitting on the market for a long time will be more likely to sell at a lower price. Plus, the seller may be more motivated to close the deal faster and be open to any requests you may have before purchasing.

Be patient

Don’t rush into buying a property. Take your time and wait for the right opportunity to come along. The more patient you are, the more likely you are to find a property that meets your needs and budget.

Now that you know the cheapest places to live in Texas…

Is Safety a Concern for You?

If so, you might also want to check out our comprehensive list of the Safest Cities in Texas. Or perhaps you’d like to compare US states and cities for their safety and affordability before deciding on where to move?

Read about the Cheapest Places to Live in California, the Safest Neighborhoods in Philadelphia, or the Best Places to Live in Florida for Families. Simply search our site for any relocation area of interest you may have in 2023.

Decided you’re definitely relocating to Texas?

Then, you may be wondering, How Many Hours is Part-Time in TexasHow to Get a Work Permit in Texas, or LinkedIn Cold Messages: How to Reach Out About a Job in Texas.

Thinking of starting a business and want to know how to legally employ under-18s? Then check out the Texas Child Labor Laws first. We can also answer other tricky questions like, Can a Felon Own a Gun in Texas?

Ok, back to today’s Texas city affordability guide…

Final Thoughts

Whether you’re looking to move to Waco or Beaumont, the low cost of living and abundance of natural beauty make it a great place to call home. With its low median prices and numerous job opportunities, Texas is an ideal spot for those looking for affordable living with plenty of recreational activities.

And remember, with a bit of research, patience, and negotiation skills, you’ll be able to find the perfect property for your needs and budget. So, what’s stopping you? Get to Texas and start your adventure today!

Good luck! 


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About Carmen Smith

Carmen grew up in San Diago but now lives in Boston. She loves traveling, experiencing other cultures, and basically exploring the world, be country at a time.

Her other passion is helping people find the perfect career. We spend 33% of our working lives at work, so it's ridiculous that many people do jobs that they do not enjoy. Carmen wants to change this and thinks that anyone who isn't happy in their employment should keep looking until they find something that they really enjoy. 

She firmly believes that "Everyone's perfect job is out there; it's just a case of continually looking until you find it."

Carmen lives with her husband Johnny, a keen birder who also loves to travel. He finds birds while Carmen makes plans for where they will be eating next...

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