Are you looking for a quick and convenient way to turn your checks into cash?
If you have limited time, having to visit the bank can be a real chore. Most banks have limited operating hours, which can be tricky if you work traditional office hours. Fortunately, a number of retail and grocery store chains offer a range of financial services. However, heading to your local Safeway to find it is not available will result in a wasted trip.
So, let’s find out, ‘do Safeway cash checks?’
- About The Service
- Reasons To Choose This Service
- Other Financial Services
- Alternative Places To Cash Checks
- Final Thoughts
About The Service
You can cash checks at all Safeway stores throughout the United States. The supermarket chain hires and trains employees to offer certain financial services. These employees have specialized knowledge and can talk through the options with customers.
The company has a strict policy that all staff members and customers have to follow. Under the terms of the policy, the largest check you can cash at Safeway is for $1,500. You also need to bring a form of government-issued ID with you to verify your identity.
You Can Cash the Following Types of Checks at Safeway:
- Cashier’s checks
- Payroll checks
- Stimulus checks
- Government-issued checks
In addition to the limit on the amount, there are also limits on the types of checks you can cash. Handwritten and personal checks cannot be cashed at the supermarket chain because of the risk of fraud. You also need to make sure you can produce an acceptable form of identification. If you cannot, you will not be able to use the service.
There is no set limit on the number of checks you can cash at a single time. However, there is a limit on the amount of money you can receive. The total value of all the checks must add up to $1,500 or less. This will probably mean that you are limited to two or three in a single visit.
The amount you are charged for the service is fairly steep when compared to other options. The total fee works out to 1.15% of the total value. This means that if the check is valued at $1,000, you will be charged a fee of $11.50.
This type of financial service is available every day of the week while the store is open. Some supermarkets are open 24 hours a day, while others have slightly shorter operating hours. If you need to use the service late at night, it is best to call the Reception Desk in advance.
Where Do You Need to Go?
In most stores, this service is available at the customer service counter. However, this can vary slightly between different stores. If you cannot find the counter, you can ask an employee for assistance.
Reasons To Choose This Service
Because the fee for using this service is rather steep, you may think twice before deciding to use it. It could be a waste of money when you consider that banks offer this service to their customers for free. Here are some of the main reasons why many people choose to use this financial service at Safeway.
No Bank Account
Around 5.4% of eligible Americans choose not to have a bank account. For these people, cashing a check at the bank is not an option. Fortunately, the supermarket chain offers a simple solution to this issue.
Extensive Operating Hours
Even if you have a bank account, finding time to visit your local branch can be difficult. This can be a particular issue if you need to use financial services on the weekend. Fortunately, Safeway makes it possible to use financial services almost any time you choose.
You can take advantage of financial services while you do your shopping. This can be very convenient if you have limited time and a lot of chores to complete. The more chores you can complete in one location, the more quickly and efficiently you will get them done.
Other Financial Services
Safeway stores also offer customers a range of other financial services. This makes Safeway a good place to take care of your banking needs. Here are some of the main services you can take advantage of.
You can purchase Western Union money orders from the customer service desk. Most stores have a limit of $500 per money order. The fee for this service ranges from 59 cents to one dollar.
Money transfers are also processed through Western Union and are available at the customer service counter. You can use the transfer service to make both domestic and international money transfers. Several payment methods are accepted for the service, including debit cards and cash.
You can find Coinstar kiosks in all Safeway stores. These can be used to transform spare coins into banknotes, e-gift cards, or a donation to charity. This is a great way to convert your coins without having to visit the bank.
You can pay your bills at your local Safeway branch through Convenience Pay. This service is offered in partnership with Western Union and can be used to pay most types of bills. This includes utility bills, mortgage payments, monthly bills, and car payments.
Alternative Places To Cash Checks
If you’d like to know where else you might cash checks for your convenience, check out the Best Check Cashing Places Near Me in 2023.
There usually is bound to be a Walmart near you! So, for that, find out more about the Walmart Money Center Hours and What Time Does Walmart Stop Cashing Checks, followed by Does Walmart Cash Handwritten Checks and Does Walmart Cash Personal Checks, or perhaps even Does Walmart Do Cash Back?
Are you going to Safeway for shopping? Then you might want to check up on the Safeway Hours before heading out. For financial services, check out Does Safeway Do Money Orders, as well as Does Safeway Take Apple Pay, for safe and convenient cashless payments.
You can cash checks at all branches of Safeway throughout the United States and Canada. This service applies to a wide range of different types of checks. While it is quick and convenient, there are certain factors you need to take into account.
You need to be prepared to pay a fee and understand the limits. It is important to remember to take a form of government-issued ID with you. Although there can be lines at the customer service counter, lines are generally shorter than at the bank.
Enjoy the financial services at Safeway!