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Does Kroger Accept Apple Pay?

does kroger accept apple pay

It’s estimated that there are around a billion active iPhone users worldwide. This accounts for around a quarter of all smartphone users. In total, there are about 3.8 billion smartphone users in the world.

 The services provided by iPhone are extended to other companies and organizations. One of the prominent Apple services is Apple Pay. It is accepted by over 85% of retailers in the US. It is also used at vending machines and gas stations. 

The largest retailer in the United States is Kroger. It operates in the form of supermarkets, multi-departments stores, price-impact warehouse stores, and marketplace kiosks. It also has seamless digital shopping options.

So, does Kroger accept Apple Pay?

The answer is…

No. Unfortunately, Apple Pay isn’t one of the payment methods used by Kroger. But here’s the twist: there are other ways of completing contactless payments while using your iPhone. First, here are payment methods endorsed by Kruger. 

Acceptable Kroger Payment Methods

Acceptable Kroger Payment Methods

Apple Pay has become a popular and safer way of paying for services and products. At the same time, Kroger uses other safe payment options. Kroger accepts debit and credit cards, including Discover, MasterCard, Visa, and American Express. The retail company also accepts cash payments, personal checks, and Amex. 

Kroger Pay

Kroger Pay

At the touch of a button, you can shop using Kroger Pay. So, what do you have to do to get the app? Simply download it and, create an account, enter your biometrics or a custom PIN. You’ll receive a QR code which you’ll scan whenever you complete your shopping. 

The QR code is used to transmit payment details from an iPhone to the store’s PIN pad. So, how does the app work? Your payment card and Kroger Shopper’s Card information are securely combined.

Where to use Kroger Pay?

This payment form is accepted at stores, supermarkets, and kiosks of the Kroger Family of Companies. It’s extended to participating pharmacies and liquor stations. One of the advantages of using this app is that there is a delivery option. However, you’d have to double-check with the pick-up station first. 

Any room to introduce Apple Pay?

Kroger initially planned to introduce Apple Pay as one of its payment methods. Google Pay and Fitbit Pay were on this list too. However, no clear explanation was given as to why this didn’t work out. 

The Benefits Of Using Kroger Pay

The Benefits Of Using Kroger Pay

While Kroger doesn’t use near-field communication (NFC) like Apple Pay, it’s still fast and safe. It also has a cashback policy that offers customers up to $300. But here’s the kicker: Kroger Pay offers loyalty points that can be used as fuel points. 

So, here’s the deal: Kroger has different loyalty programs. One of them is the Fuel Points Program. You can redeem up to 1,000 fuel points for a $1 discount when you buy a gallon. This is done at participating Kroger and Shell gas stations. 

Payments and loyalty

Kroger Pay is one of only a few mobile wallets that pair payments and loyalty. As a customer using the app, you can choose a payment option amongst the Kroger cards. Options include “rewards credit card, rewards prepaid debit card, and rewards debit card.”

Rewards cards

Rewards cards

Now that you know about Kroger Pay’s loyalty points and payment options, here’s the cherry on top… You can use the accumulated points to get grocery rewards in addition to fuel points. The grocery rewards will have your fridge-freezer and cupboards filled up. 

Service charges

On top of the loyalty points and rewards offered, there are no charges for using this app. Music to any Kroger shopper’s ears. Charges incurred may be from your mobile carrier or your payment card issuers. Simply put: the app is free to download and use!

Other Contactless Kroger Payment Methods

As an iPhone user that uses the Kroger App, it’s good to stay techno-savvy and prepared when you’re on the go. An iPhone car charger is ideal while you do your shopping and other errands. Other than Kroger App, the retail company has other contactless payment methods. These are SNAP/EBT Benefits and Scan, Bag, Go.

1 SNAP/ EBT Benefits

SNAP/ EBT Benefits

The Supplemental Nutrition Assistance Program (SNAP) is a federal program that benefits low-income families. SNAP is used as cash to purchase food. These benefits are delivered monthly. It’s done through electronic benefits transfer (EBT).

What you can purchase using SNAP/ EBT

While SNAP/EBT is a great contactless payment method used by Kroger, there are purchase limitations. Shoppers can’t buy beer, wine, or liquor. They can, however, buy household food. 

2 Scan, Bag, Go

Scan, Bag, Go

Let’s get right to it. Kroger expanded its “Scan, Bag, Go” service from just 25 stores to 400 locations. This service lets customers scan items as they shop. They can use the store-provided scanner or the Scan, Bag, Go app. 

While scanning your products makes shopping more convenient, there’s one prerequisite. Before you start shopping, you must scan your Kroger Plus Shopper’s Card into the scanner. After that, you’re all set. Just like the name suggests, Scan, Bag, Go makes shopping less time constraining. For payments, customers pay at a self-checkout station.

So, Where Can You Use Apple Pay?

The answer to the question, “Does Kroger accept Apple Pay?” has been covered. However, there’s a need to clarify which retail stores accept Apple Pay. This app is compatible with most Amazon Payment Services when you purchase products or services. While browsing Amazon, check out these wireless, waterproof, and touch control earphones so you can shop while listening to your favorite tunes!

Other stores that accept Apple Pay

There’s a lengthy list of stores that accept Apple Pay. Some of these include Target, Ace Hardware, Coca-Cola’s Vending Pass, and Sephora. 

More Info On Kroger And Apple Pay!

Are you a business owner using Apple Pay? If so, then check out the necessary equipment you’ll need, such as a SmartQ C368 USB 3.0 SD Card Reader, Plug N Play, Apple and Windows Compatible, Powered by USB, Supports CF/SD/SDHC/SCXC/MMC/MMC Micro, etc., and a Square Reader for contactless and chip, as well as a Thursby Apple Plug-in Smart Card Reader with Lightning Connector Including SubRosa Software, all available online in 2023.

Or perhaps you’re thinking of getting a job at Kroger? For that, take a look at my Kroger Application Online Job Career Info and my Kroger Interview Questions, and if you have a criminal record, please check up on Does Kroger Hire Felons before applying.

Of course, depending on where you shop, you might want to know Does Whole Foods Take EBT or even Does Trader Joes Take EBT Card, and for your next night out, check out Does Lyft Accept Cash?

Does Kroger Accept Apple Pay? – Final Thoughts

Apple Pay has made it easier for shoppers to pay directly from their iPhone, Apple Watch, Mac, or iPad. 

The On-Device Cardholder Verification secures safe payments on apps, in stores, and on websites. At the same time, Kroger has done well by introducing its mobile payment service. The benefits that come with using Kroger Pay go beyond secure contactless payments. The app’s essence is in how it combines loyalty points and payments for its shoppers. 

While Kroger shoppers can’t use Apple Pay, the available payment methods are easy to apply.

All the very best and Happy Shopping At Kroger!

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