Home » Shopping » Does Walmart Cash EFS Checks? (Simply Explained)

Does Walmart Cash EFS Checks? (Simply Explained)

does walmart cash efs checks

Are you looking for a place to transform your Electronic Funds Source check into cash?

 If you work for a trucking company, you are likely to be familiar with this type of payment. It is designed to be used by truck drivers when they are on the road to pay for fuel and other expenses. However, finding a company that will accept this form of payment is often easier said than done. The last thing you want is to go miles out of your way only to have your request for cash denied. 

So, let’s find out, ‘does Walmart Cash EFS checks?’


Before you can use an EFS check to purchase goods, you need to transform it into cash. Walmart Money Centers offer a wide range of different financial services. This is a quick and convenient way of cashing a range of different types of checks. Unfortunately, Walmart Money Centers cannot process EFS Checks.

Alternative Places To Cash Your Check 

The best place to process this payment method is at a truck stop merchant. Most of these companies mainly cater to truckers and have a good understanding of their needs. However, the terms and conditions for processing this payment method can vary widely between companies. Here are some of the best places to try while you are on the road. 

Love’s Travel Stops 

This company offers truckers a wide range of services around the clock. You can use the Love’s Travel app to find the nearest location while you are on the road. After cashing your check, you can refuel, grab something to eat and drink, and check out the latest in-store promotions. 

The fee for this service is usually $3 or 3% if the check amount and the limit is $999. You simply need to present a valid driver’s license to convert your check into cash. 

Pilot Flying J Travel Centers 

With 750 locations in 44 states, finding a Pilot Flying J Travel Centers branch while on the road is simple. The standard fee for the service is 3% of the total, and the limit is $999. However, the fee will be waived if you purchase at least 25 gallons of gas during your visit. 

It is necessary to become a member before taking advantage of financial services, which are available around the clock. You need to present a valid form of ID, which will be matched with the copy on file. You will then need to wait for the authenticity of the check to be verified. 

Pilot Flying J Travel Centers 

Road Ranger 

If hunger strikes while you are on the road, it is worth stopping at a Road Ranger location. Each location offers a selection of eateries, including Subway, Burger King, Wendy’s, and Church’s Chicken. Financial services are available around the clock, so you can always get the cash you need.

The check will be validated once you present a form of photo ID. Compared to some options, the fee for this financial service is a little steep at $3. However, you can skip the fee if you buy at least 25 gallons of gas. 


While this company caters to truckers, the availability of the cash checking service can be a bit hit-and-miss. Not all Roadys branches carry a large amount of cash at all times. However, you can receive up to $999 if the funds are available and you present a valid form of photo ID.

It is worth signing up for a rewards card so you can save money on different services when you stop by. This includes the chance to earn free shower credits so you can wash away the dust of the road. Many locations also come complete with restaurants that are known for their excellent burgers. 

TravelCenters of America 

It is best to call ahead and make sure funds are available if you need to cash a large check. The financial service is available 24 hours a day, and the limit is $999. All you need to do is present a valid form of photo ID along with your check.

The fee for the service tends to vary between different locations. Some locations charge a flat fee of $2, while others charge 3% of the amount. The fee may be waived if you spend $250 on truck repair and maintenance or buy 60 gallons of diesel. 


If you have an account with a certain bank, you should be able to deposit it into that account. This is a free service and will allow you to withdraw the funds from an ATM. It is important to remember to bring a form of government-issued ID with you as well as your account details. The main downside is that banks have limited operating hours, which could be an issue if you work night shifts. 


Banks that offer this service include:

  • Wells Fargo
  • Bank of America
  • Chase
  • U.S. Bank

Additional Finance Services For Walmart

You might first be interested in the Best Check Cashing Places Near Me, as well as Do SafewayCash Checks if you don’t have a Walmart nearby.

But if you are heading to the superstore, you’ll want to find out about the Walmart Money Center HoursDoes Walmart Have ATMs, along with Does Walmart Cash Personal Checks, and Does Walmart Cash Handwritten Checks, or perhaps you need to know What Time Does Walmart Stop Cashing Checks, depending on the house that you work.

Alternative payment methods you might be interested in include Does Walmart Accept Google Pay Samsung PayDoes Walmart Accept VenmoDoes Walmart Accept Afterpay Buy Now Pay Later, and Does Walmart Have Layaway in 2023?

Final Thoughts 

Finding a company that will accept your Electronic Funds Source check can be a challenge. Most major retailers, including Walmart, are unable to process this payment method. This can make it difficult to get the money you need while you’re on the road. 

The best options to try are banks and local truck stop merchants. Even then, success is not necessarily guaranteed. It is best to do a little research in advance and take note of places on your route that can process these checks.

Good luck cashing your EFS Checks!

5/5 - (41 votes)

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top