‘Does Walmart cash handwritten checks?” is a question I was asked the other day by my grandmother.
Apparently, some of her friends have been having trouble cashing their payments at the big-box store. She wanted to know if Walmart would still honor those checks. As someone who has never had to cash one before, I was not sure.
So, I did some research and found out that… well, it depends on the situation. Let’s find out more!
- What Is A Handwritten Check?
- Walmart’s Policy On Cashing Checks
- Why Not Handwritten Checks?
- How To Cash A Check?
- What Payment Forms Are Accepted At Walmart?
- What If They Won’t Cash Your Check?
- Does Walmart Cash Handwritten Checks – Final Thoughts
What Is A Handwritten Check?
Well, it is just what it sounds like-a check that is written by hand, as opposed to being printed out from a computer. Generally speaking, these types are less common nowadays than ones that are printed from a computer. However, there are still some people and businesses who prefer to use them.
For the most part, banks will still accept handwritten checks. However, there are some instances in which they may not. For example, if the handwriting on it is illegible, the bank may refuse to cash it. Additionally, some banks have a policy of not cashing ones that are more than a certain amount of money (usually $500 or $1,000).
Read more: Does CVS Have Western Union?
Walmart’s Policy On Cashing Checks
Now that we know a little bit more about this payment method, let us get back to the original question-does Walmart cash them? The answer is no… and yes. Walmart’s policy on cashing checks states that they will only cash certain types of them, including:
- Payroll checks.
- Government-issued checks.
- Tax refund checks.
- Insurance settlement checks.
- Money orders.
- Cashier’s checks.
However, this list does not include handwritten ones. So, technically speaking, Walmart does not cash them.
Why Not Handwritten Checks?
There are a few reasons why Walmart (and other stores) may not cash handwritten checks. For one, they are more susceptible to fraud. Additionally, because they are not as common as printed checks, store employees may not be familiar with how to process them.
Tips if You’re Going To Write a Check
If you do need to write or cash one, there are a few things you can do to make the process go more smoothly. First of all, be sure to write legibly. If the store clerk cannot read what you have written, they may not be able to cash the check.
Make sure you write in pen; pencil is not accepted as it can be easily changed. Additionally, it is a good idea to have some form of identification with you, as well as the phone number of the person who issued it in case there are any problems. Finally, avoid large denomination checks; $500 or $1000 is usually the maximum amount you will be able to cash.
What to Do If You Need to Cash a Handwritten Check
If you have a handwritten one, fear not! There are places where you can cash it, such as banks like Wells Fargo or Bank of America and credit unions like USAA. You can also try check cashing stores like The Check Cashing Store or Ace Cash Express, which will cash them for a small fee.
How To Cash A Check?
Let us talk about how to cash one. If you have never done it before, it may seem like a daunting task. But it is actually pretty simple! Here is a step-by-step guide:
- Find a place that will cash your check. This can be a bank, credit union, check cashing store, or even some grocery stores.
- Bring your ID and the check (obviously!) to the place you have chosen.
- The teller will take it from you along with your ID and ask you to fill out a deposit slip.
- Once it has been processed, you will be given the cash. Voila!
Do other Supermarkets Cash Handwritten Checks?
As we mentioned before, some grocery stores will cash handwritten ones. However, not all of them do. To be safe, it is always best to call the store ahead of time to ask about their policy. Some places that may cash them are Kroger and Publix.
What Payment Forms Are Accepted At Walmart?
Okay, so you cannot pay for your groceries with a handwritten check, but what methods can you use? Firstly, good old fashion cash is always accepted. But, if you do not have any cash on hand, no problem! You can also use a debit card, credit card, Walmart MoneyCard, EBT Card, WIC payments, and SNAP benefits.
There are some benefits to using a Walmart MoneyCard, which include no credit check, no overdraft fees, and free cash withdrawals at Walmart. Additionally, if you use certain credit cards, you may be eligible for cashback rewards!
What If They Won’t Cash Your Check?
There are alternative methods f payment if you don’t have cash on you. So, before you do your shopping, check out our Does Walgreens Take Apple Pay, our Does Kroger Accept Apple Pay, and our Does Sams Club Accept Google Pay Samsung Pay, or how about Does Home Depot Take Apple Pay if you’re busy with a DIY project at home.
For your online shopping, you might want to know Does Amazon Accept Afterpay, or perhaps you’re working on a family budget, then take a look at our Does Trader Joes Takes EBT Card, our Does Target Take EBT, and for the healthy eaters, our Does Whole Foods Take EBT in 2023.
Does Walmart Cash Handwritten Checks – Final Thoughts
So, there you have it! Now you know the answer about handwritten checks and their policy on cashing them.
While they do not typically do it, there are other places where you can cash it. Just remember to bring your ID and to call ahead of time to confirm that the store will process it for you.
But to avoid the hassle, it might be better to get your checks printed in the future for your convenience!