Does Walmart Have ATMs (Full Guide)

You’re driving home from work, and you realize that you left your wallet at the office. 

You don’t want to stop at a bank or go out of your way to find an ATM because that will add an extra hour to your commute. But you also need some cash to buy dinner. What can you do? You start to wonder… Does Walmart Have ATMs? 

Well, you are in luck because I am going to go through everything you need to know about the subject!

What Is An ATM?

An ATM (Automated Teller Machine) is a machine that dispenses cash, usually for a small fee. You can find them at banks, grocery stores, and even some gas stations. They are a convenient way to get cash when you need it, without having to go through the hassle of going to a bank.

Does Walmart Have ATMs?

Yes, Walmart has ATM machines. You can find them near the front of the store, near the customer service desk. They are usually easy to spot, as they have a big blue sign that says “ATM” on them.

Why does Walmart Have ATM Machines?

Walmart introduced cash machines at its locations because they are a convenient way for customers to get cash. By improving customer convenience, the superstore can increase customer satisfaction and loyalty. Plus, whilst you stop to get a cash withdrawal, you may be inclined to pop into the store and make a purchase. So, it’s a win-win for Walmart.

Who owns the Cash Machines at Walmart?

The machines are owned and operated by an outside company, not by Walmart itself. The usual company that owns and operates them is Cardtronics. Cardtronics is the largest non-bank owner of ATMs in the world.

Is there a Fee for Withdrawals?

Unfortunately, they do charge a fee; this can vary between $1-$4 depending on the bank. If you would like to avoid paying a fee, you can get cash back when making a purchase with your debit card at the register.

Why is there a Fee?

The fee goes towards the costs of running and maintaining the machines, as well as the fees that the store pays to the company that owns and operates them. Although the fees can be annoying, they are still cheaper than going to a bank or an ATM that is not affiliated with Walmart.

What is the Withdrawal Limit for Walmart ATMs?

It is unknown what the limit is for each different card type at the store’s cash machines. It will vary on your own bank and how much money is available in the machine. You can speak to a customer service associate at the store for more information on this.

What Denominations Does the ATM Offer?

The available denominations will again depend on the store and the machine. However, most stores will offer $20 bills. Some machines may also have the option of $10 and $5 bills. If the machine is out of a certain denomination, it will usually have a message that says so, or certain values will not be available to withdraw.

Which Walmart Stores Have ATM Machines?

Nearly every Walmart store has a cash machine available to be used, especially if it is a larger or newer store. If you are unsure, you may need to check with customer service or look for signs in the store that will give you the locations of the machines. 

What Is A Walmart Money Card?

A Walmart Money Card is a prepaid debit card that can be used anywhere Visa or Mastercard is accepted. You can load money onto the card from your bank account or with cash at a Walmart register. The card can be used to withdraw cash from an ATM.

Can you get Free Withdrawals with a Walmart Money Card?

Yes, you can get free withdrawals using this card! Simply use your card at any ATM within the store, and you will not be charged a fee. There are some limits, though; you can only withdraw $3000 every seven days and spend a maximum of $10,000.

What are the Benefits of using a Walmart Money Card?

Some people may prefer to use a Walmart Money Card because it can help them budget their money. When the money on the card is gone, you can’t spend any more. This can be helpful for people who tend to overspend when they have cash in their wallets. 

The card can also be used to track your spending, as you can see how much money you have left on the card at any time. Additionally, there are some extra perks like cash back rewards, early direct deposit, and no credit check necessary to qualify. 

What If You Can’t Get Cash Out?

Walmart can help with alternative financial services! Find out more about Does Walmart Do Cash Back, or if need be, What Time Does Walmart Stop Cashing Checks in case you working a late shift, and how about Does Walmart Cash Personal Checks, Does Walmart Cash Handwritten Checks, and even Does Walmart Do Money Orders if you’re receiving some cash!

Of course, when you’re paying, you might also consider Does Walmart Take Apple Pay and how to use your Walmart Discount Card, if you’re on a tight budget, as well as what the OTC Card Eligible Items at Walmart are, Does Walmart Have Layaway, and Does Walmart Accept Afterpay Buy Now Pay Later in 2023.

Gift cards are another super savvy way to spend your money, so let’s check out how to buy Gift Cards At Walmart, How To Activate A Walmart Visa Gift Card, and if the ATM is not available, Can You Get Cash Back From A Walmart Gift Card, before your next shop!

Does Walmart Have ATMs – Final Thoughts

So, can you find ATMs at Walmart? You bet your bottom dollar you can!

You can find them in just about every store. And what’s even better is that there is no fee to use them (if you have a Walmart Money Card)! Alternatively, you can use the cash back feature at the register when you buy something to avoid those pesky fees! The only downside is that you will have to wait in the queue. 

Hope you get your cash and enjoy shopping at Walmart!