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NetSpend Withdrawal at Walmart

netspend withdrawal at walmart

Are you searching for a more flexible and convenient alternative to traditional banking methods?

 If you already have a NetSpend prepaid debit card, you will know that you can use it online and in stores. Most major retailers that accept MasterCard and Visa debit also accept this card. Walmart works in partnership with NetSpend, and you can use the card at all the company’s MoneyCenters. 

This is a great way to complete financial tasks without having to visit a bank. So, let’s find out about NetSpend withdrawal at Walmart.

About NetSpend

About NetSpend

NetSpend is a modern financial company designed for people who prefer not to have a traditional bank account. The company offers a wide range of tools that are designed to be very easy to use. To date, more than 68 million people have signed up for the corporation’s financial services. 

NetSpend has partnered with a large number of retailers to offer customers a smooth and convenient service. The NetSpend debit card can be used in all Walmart Superstores throughout the United States. The card can also be used to make purchases on the retailer’s website. 

Other Partners Include:

  • 7-Eleven
  • Western Union
  • PayPal
  • Ace Cash Express

How To Use The Card?

The easiest way to use the card is by visiting the MoneyCenter in your local Superstore. Make sure you bring a government-issued photo ID with you, such as a driver’s license or passport. Hand over your ID along with your card to the MoneyCenter employee. You will be charged a fee for the transaction and then given your funds.

Alternatively, you can use the card to pay for goods at a cash register and then ask for cashback. Make sure you let the cashier know you want cashback before you use your card to pay. The fee for the transaction and the amount you request will then be deducted from your card. 

Use it Like a Debit Card

If you are using a self-checkout, you can use your card in the same way as a regular debit card. Simply press your card into the designated reader, enter your pin code, and enter the amount you want to withdraw. It takes a few seconds for the transaction to be approved, and then you will receive your cash.

The third way to get your cash is by using your card in one of the in-store ATMs. Simply put your card in the machine, enter your pin code, and select the amount to withdraw. While this is a convenient option, the downside is that the fee can be quite steep. 

The Withdrawal Limit

The Withdrawal Limit

When you visit a MoneyCenter, you can withdraw up to $4,999.99 in 24 hours. If you want to receive a large amount of cash, it is best to contact the MoneyCenter in advance. This will ensure that they have enough cash to process your request. You may be asked for additional identification if the amount is particularly large.

If you request cash back when using your card at the cash register, the limit is just $100. However, some cashiers may only be able to give you up to $60. While this is a relatively small amount, this is the most convenient way to grab some extra cash.

The ATM limit

You can withdraw up to $325 when using one of the in-store ATMs. You can use an ATM up to six times within 24 hours to grab extra cash. The maximum total amount you can score during this period is $940. 

Withdrawal Fees

The amount you are charged depends on the method you choose and how much cash you need. You will typically be charged up to 2.75% or $4 on the amount you want to receive. This is fairly reasonable if you are taking out more than $1,000. 

The plan you opt for also affects the amount you will be charged. If you opt for the pay-as-you-go plan, you will be charged $1 or $2 for each transaction. However, there will not be a fee if you are on the Reduced Monthly plan or Monthly plan. 

No Fee for Cash Back

The fee at in-store ATMs is usually $2.50 or $3. However, you can skip the fee completely if you use cashback. There is no fee at traditional cash registers or self-checkouts. This is a great way to get the cash you need without paying extra for the privilege. 

MoneyCenter Operating Hours

MoneyCenter Operating Hours

One of the great things about using a MoneyCenter is the operating hours are longer than traditional banks. The hours are Monday to Saturday from 08:00 to 20:00. On Sundays, your local MoneyCenter will usually be open from 10:00 until 18:00. 

In addition to getting some cash, you can use MoneyCenters to complete a range of other errands. This includes cashing checks, paying bills, completing money transfers, and reloading prepaid cards. This is particularly convenient if you also need to do a little shopping.

Finding A MoneyCenter 

You can find your nearest MoneyCenter by using the store finder on the Walmart website or app. Simply type your zip code into the designated search bar. Click on ‘details’ in the store location to see all of the available services. If money services are listed, you can be sure that the store comes complete with a MoneyCenter.

You can also use the supplied contact number to check on the operating hours. If the store doesn’t feature a MoneyCenter, you can still make a withdrawal and enjoy other services. Simply head on over to the Customer Service desk during regular operating hours.

What Other Money Services Does Walmart Offer?

Well, if you get paid with a check, you’ll need to know What Time Does Walmart Stop Cashing Checks, as well as Does Walmart Cash Personal Checks and Does Walmart Cash Handwritten Checks. Furthermore, check out Does Walmart Have ATMs and Does Walmart Do Money Orders if you’re sending off a gift?

Do you not like carrying cash? Then you’ll be interested to find out Does Walmart Accept Google Pay Samsung Pay and Does Walmart Accept Venmo, or in case you’re on a tight budget, learn more about the OTC Card Eligible Items at Walmart, how to apply for a Walmart Discount Card and finally, Does Walmart Have Layaway in 2023?

Are you a gamer and regretting your purchase? Then check out the Walmart Video Game Return Policy, as well as the Walmart TV Return Policy, and if you can’t get to your local Walmart, then you’ll probably be wondering Can You Return An Item To A Different Walmart?

Final Thoughts

Walmart stores make it very easy for customers to use their NetSpend cards. You can apply for one of these cards via the Walmart website or at your local MoneyCenter. Once you have the card, you can arrange a range of financial services via the Walmart MoneyCenter.

There are three main ways to use your card to withdraw cash in the company’s stores. If you need a large amount of cash, the MoneyCenter is the best option. In terms of convenience, requesting cashback when paying for products at a cash register is the way to go.

Enjoy using your NetSpend Card at Walmart!

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