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Top 11 Speedy Cash Competitors & Alternatives

speedy cash competitors alternatives

Okay, so you need cash fast. You need a loan or an advance of some kind, and you want it right away.

You’re not alone!

There are many payday loan companies out there that can help you get the cash you need in no time. But which ones should you choose?

Take a Look ↓↓↓

Well, there is Speedy Cash, but they aren’t the only company out there.

Here’s a list of the top 11 Speedy Cash competitors & alternatives.

What is Speedy Cash?

Speedy Cash is a financial services company that has been in operation since 1997. Providing customers with access to short-term loans, installment loans, title loans, and other financial products. With locations in the United States, Canada, and the United Kingdom, Speedy Cash provides convenient services through both online channels and physical store locations.

One of the most notable features of Speedy Cash is its fast and easy loan application process. It allows customers to receive a decision in minutes and access to funds within 24 hours.

However, it is important to note that Speedy Cash loans typically come with high-interest rates and fees, which can add up quickly if not managed properly. As such, customers are advised to carefully review the terms and conditions of any loan before borrowing. This will ensure that they are able to repay the loan on time and avoid additional fees.

what is speedy cash

What are your loan options?

Speedy Cash offers a large variety of loan products to meet the needs of its customers, including payday loans, lines of credit, and installment loans. In addition, they offer other financial services, such as money transfers and prepaid debit cards, to help customers manage their finances more effectively.

Speedy Cash is also committed to responsible lending practices. So they provide customers with educational resources to help them better understand their borrowing options and make informed financial decisions.

To further support their customers…

Speedy Cash also offers a variety of payment plans, so customers can choose the option that best fits their needs. Whether it’s a one-time payment, multiple payments over time, or a customized payment plan, Speedy Cash strives to make its loan products as flexible as possible. This is to accommodate the diverse financial situations of their customers.

Now, on to what you’re here to find out about…

The Top 11 Speedy Cash Competitors & Alternatives

1 Advance America

For those looking for reliable financial services, look no further than Advance America. Established in 1997 and based in South Carolina, this leading provider offers a range of solutions that cater to almost any financial need, including payday loans, installment loans, and title loans.

The company’s prepaid debit cards, online banking, and check cashing services make managing finances both easy and cost-effective. With over 2,500 stores spread across the United States, Advance America is never far away. Plus, its 24-hour online loan application process makes it convenient for its customers to access its services anytime they want.

Advance America

Their mission…

At the core of its mission is affordability, reliability, and individualized accessibility that empowers its clientele to meet their financial objectives. Advance America remains committed to helping with financial solutions that meet every customer’s immediate financial needs.

2 Check N Go

Check N Go has been a standout financial services company since it was founded in 1994. Their range of services, which includes installment loans, payday loans, and check cashing, can’t be beat. But what really sets them apart is their commitment to safety and security.

Let me explain…

With options like prepaid debit cards and wire transfers, Check N Go gives customers the flexibility they need while ensuring their transactions remain safe and secure. And if you need help along the way, their customer service team is always available to address any questions or concerns.

But Check N Go is more than just a place to access fast funds. It’s a reliable partner committed to helping customers achieve their financial goals.

3 Allied Cash Advance

When it comes to finances, unexpected expenses can cause a lot of stress. That’s where Allied Cash Advance steps in to help.

Established in 1999, this financial services company provides short-term loans and other financial solutions that are specifically designed to help customers bridge the gap between paydays and manage unexpected expenses. But what really sets Allied Cash Advance apart is their dedication to customer service.


They offer helpful assistance whenever it’s needed and provide a secure website for customers to manage their accounts. All of this means that customers can enjoy the convenience of fast access to funds while feeling reassured that they’re using a reliable and secure financial service.

4 ZippyLoan

Tired of being limited by Speedy Cash’s small loans and high interest rates? ZippyLoan is here to provide a better alternative.

Not only does ZippyLoan have a higher approval rate, but they welcome all types of customers. Even those with a less-than-perfect credit score.

And the best part?

Their interest rates won’t break the bank. ZippyLoan allows you to borrow up to $15,000, whereas Speedy Cash only offers up to $1,500. It’s no wonder why ZippyLoan has become the preferred choice for those seeking a more inclusive and affordable option. So, say goodbye to Speedy Cash and hello to ZippyLoan!


5 Viva Loans

Applying for a loan is often a stressful and time-consuming process. But with Viva Loans, you can breathe a sigh of relief. Their user-friendly application form streamlines the process. And their advanced review software sets them apart from the competition, offering even faster approval times than Speedy Cash.

You can also rest assured that your application will be processed efficiently, with funds dispersed in record time. It’s no wonder that Viva Loans is becoming the go-to choice for those in need of quick financial assistance. With one of the industry’s most efficient systems, Viva Loans is a lender that you can trust.

6 Ace Cash Express

Are you in need of a loan but don’t have access to traditional banking services? Ace Cash Express may be the solution for you. Since 1968, this financial service provider has been offering a variety of solutions to individuals and businesses, including payday loans, installment loans, prepaid debit cards, and more.

Where can you find them?

With over 1,000 locations throughout the United States, Ace Cash Express is committed to providing convenient and secure financial services to those who need it most. Their easy-to-use website allows for quick and hassle-free application processes, and customers can even receive their funds in as little as 24 hours.

Plus, by prioritizing customer service, Ace Cash Express is a reliable source of financial assistance.

7 HonestLoans.net


Don’t fall for the high interest rates and shady practices of traditional payday loan lenders. If you’re in need of some financial assistance, HonestLoans.net provides a reliable and affordable alternative to places like Speedy Cash.

Their commitment to fair interest rates is a game-changer…

Especially for high-risk borrowers who may struggle more with repayment. Plus, their fast approval and flexible repayment options ensure that you can get the money you need quickly without being trapped in a cycle of debt.

So why not choose a lender that has your best interests at heart? HonestLoans.net is your one-stop shop for fair, reliable, and affordable loans.

8 Money Mart

For nearly 40 years, Money Mart has been helping people with their financial needs through a wide range of services. Whether it’s money transfers, payday loans, cheque-cashing, bill payments, or prepaid credit cards, customers can count on the company to provide affordable, reliable, and convenient services.

Is there a Money Mart near me?

Money Mart has locations throughout Canada and the US, making it easy for customers to access their services when and where they need them. Their dedication to excellent customer service has helped them become a trusted source of financial assistance, with a focus on affordability and convenience.

With online services also available, Money Mart continues to innovate and provide customers with even more options to manage their finances.

9 Check Into Cash

Are you in need of a quick financial solution? Check Into Cash has got you covered! This financial services provider offers payday loans and other financial services to help you meet your financial needs.

Founded in 1993 and headquartered in Tennessee, US, Check Into Cash has gained a reputation for being a reliable and trustworthy company. You can apply for a loan either online or at one of their local stores, plus you can also take advantage of other services such as check cashing, money orders, and bill pay.

But there’s more…

With loan amounts ranging from $50 to $1,000 and a quick and simple application process, you can expect to receive your funds within 24 hours. On top of that, you can receive financial advice and guidance from their experienced staff. When it comes to short-term financial solutions, Check Into Cash is a great option.

10 Big Buck Loans

Are you tired of being rejected by lenders due to your bad credit score? Speedy Cash may have turned you down, but don’t lose hope just yet. Big Buck Loans is here to help.

With the highest approval rate for bad credit customers, this lender offers a better chance of getting approved and receiving the funds you need.

Great news!

No more worrying about being denied and left without the funds you need to cover expenses. Apply today and see the difference for yourself. Big Buck Loans is dedicated to helping those in need and giving everyone a fair chance at financial stability.

11 CashNetUSA 

When it comes to financial emergencies, it’s important to have a reliable lending company at your disposal. That’s where CashNetUSA comes in. Founded in 2003, this online lender has been providing customers with fast and secure access to financing for over 18 years.

What exactly do they offer?

With a variety of loan options, including personal loans, lines of credit, and installment loans, CashNetUSA has something to offer for everyone’s financial needs.

Plus, their flexible repayment options and loan management tools make borrowing and managing your loans a breeze, such as an online dashboard and payment reminders.


Whether you’re in need of a small loan to cover unexpected expenses or a larger loan to consolidate debt, CashNetUSA simplifies the application process. Ensuring quick access to funds for those who are approved.

Now that we’ve covered the top 10 Speedy Cash competitors & alternatives, let’s talk about…

Keeping on Top of Your Finances

It’s important to remember that lenders are only one part of the puzzle when it comes to managing your finances. Budgeting, saving, and investing can all be used in combination with loans to help you reach your financial goals. Here are some tips to help you stay on top of your finances:

Make a Budget and Stick to it

Creating a budget is the first step toward properly managing your finances. Use this tool to plan ahead and track your spending in order to save more money and reach your financial goals.

Create an Emergency Fund 

Having extra funds set aside in case of an emergency can help you avoid the need to take out a loan.

Invest Your Money 

Long-term investments such as stocks, mutual funds, and bonds can provide you with greater returns than short-term savings accounts can. 

Stay Informed

Keep up to date on the latest financial news and advice by subscribing to financial newsletters and reading reputable websites.

Seek Help if Needed

Don’t be afraid to ask for help from a financial advisor or debt counselor if you need assistance. They can provide you with resources and guidance to help you get back on track.

Other Ways to Make Quick Cash?

We’ve got you! Here are 20 Ways to Make $500 Fast and the 10 Highest Paying Plasma Donation Centers. Or find out about How to Make Money Recycling Wood Pallets or even Things for Kids to Make and Sell in 2023!

You may also be interested in the Top 15 Affirm Competitors and Alternatives. Or how about these 40 Places to Get Free Stuff on Your Birthday Without Signing UpFree Car Vacuum Near MeHow to Find Craigslist Freebies, and these 15 Places Where to Get Free Newspapers?

Ok, back to the…

Final Thoughts

Making the choice to apply for a loan is never easy. With so many lenders out there, it can be tough to find one that can provide you with the financial assistance you need and treat you fairly.

From Cash America to Big Buck Loans, these are just some of the lenders available who put customers first and prioritize quality customer service. Whether you’re in need of a short-term loan or just some financial advice, these lenders are here to help.

So don’t let bad credit or shady practices keep you from getting the money you need. Do your research and find the lender that best suits your needs.

All the best with getting the money you need.

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About Linda Shepard

Linda is employed by one of the biggest employment agencies in San Francisco and has over 15 years of experience in finding her clients their dream job. She prides herself on being able to match the right person to the right position, which inevitably creates a great working relationship for the employee and the company moving forward.

When she isn't writing articles or working, she enjoys gardening, socializing, and going for long walks on the beach and in nature.

She lives with her boyfriend Carl and their cat, Fluffy.

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