Before I delve into all the info you need on Wells Fargo Routing Numbers, it is worth taking a brief moment to check out the company.
- The History of Wells Fargo
- What is a Routing Number?
- Differences in Routing Numbers by State
- Wells Fargo Routing Numbers By State
- Finding Your Wells Fargo Routing Number
- Using Your Wells Fargo Routing Number
- Why Are Routing Numbers Important?
- Ever Thought about Working for Wells Fargo?
- Final Thoughts
The History of Wells Fargo
Wells Fargo has a long and storied history dating back to 1852, when it was founded by Henry Wells and William Fargo in San Francisco. The company was initially established as a banking and express services provider, offering money transfers, express mail delivery, and the secure transportation of valuable goods.
Today, Wells Fargo is one of the most trusted financial institutions in the United States, with over 7,000 branches and seven million customers nationwide. Nowadays, the business offers a wide range of financial products and services, including personal and business banking, loans, insurance, and investment services.
And one of the essential pieces of information required to conduct transactions with Wells Fargo is the routing number.
But what is a Wells Fargo routing number? Let’s take a closer look…
What is a Routing Number?
When it comes to banking, there are a lot of terms that can be confusing to the average person, one being the routing number. If you are a customer of Wells Fargo, you will need to be familiar with your routing number to conduct a variety of transactions.
A routing number is a unique 9-digit code assigned to a financial institution by the American Bankers Association in the United States. The routing number is used to identify the financial institution when processing a transaction, such as a direct deposit or electric funds transfer (EFT).
Every bank and credit union in the country has a routing number, which essentially acts as an address to enable the transfer of funds between bank accounts.
Differences in Routing Numbers by State
The Wells Fargo Bank routing number is not the same for everyone. This is because there are different routing numbers for Wells Fargo based on the location your account was opened, the type of account, and the type of transaction being conducted.
This means that it is important to use the correct routing number, or your funds may be directed to the wrong recipient.
The reason for this is that all Wells Fargo branches will have unique Federal Reserve Bank district numbers. This means that the first four digits of the routing number will differ depending on the state your account was opened.
The format of a routing number is XXXXYYYYC
The first four digits (XXXX) identify the Federal Reserve Bank district where the institution is located. The next four digits (YYYY) identify the financial institution itself, and the final digit (C), is used to validate the authenticity of the routing number.
Particularly for checking and savings accounts, your routing number will be based on the location where your account was first opened. So, here is a list of…
Wells Fargo Routing Numbers By State
State Routing Number
- Alabama 062 000 080
- Alaska 125 200 278
- Arizona 122 105 278
- Arkansas 111 900 659
- California 121 042 882
- Colorado 102 000 076
- Connecticut 021 101 108
- Delaware 031 100 869
- District of Columbia 054 001 220
- Florida 063 107 513
- Georgia 061 000 227
- Hawaii 121 042 882
- Idaho 124 103 799
- Illinois 071 101 307
- Indiana 074 900 275
- Iowa 073 000 228
- Kansas 101 089 292
- Kentucky 121 042 882
- Louisiana 121 042 882
- Maine 121 042 882
- Maryland 055 003 201
- Massachusetts 121 042 882
- Michigan 091 101 455
- Minnesota 091 000 019
- Mississippi 062 203 751
- Missouri 113 105 449
- Montana 092 905 278
- Nebraska 104 000 058
- Nevada 321 270 742
- New Hampshire 121 042 882
- New Jersey 021 200 025
- New Mexico 107 002 025
- New York 026 012 881
- North Carolina 053 000 129
- North Dakota 091 300 010
- Ohio 041 215 537
- Oklahoma 121 042 882
- Oregon 123 006 800
- Pennsylvania 031 000 503
- Rhode Island 121 042 882
- South Carolina 053 207 766
- South Dakota 091 400 046
- Tennessee 064 003 768
- Texas 111 900 659
- Texas – El Paso 112 000 666
- Utah 124 002 971
- Vermont 121 042 882
- Virginia 051 400 549
- Washington 125 008 547
- West Virginia 121 042 882
- Wisconsin 075 911 988
- Wyoming 102 301 092
- American Samoa 121 042 882
- North Mariana Islands 121 042 882
- Puerto Rico 121 042 882
- Virgin Islands 121 042 882
- American Forces Abroad 121 042 882
If you are still having trouble finding your routing number, this may help…
Finding Your Wells Fargo Routing Number
If you are a Wells Fargo customer and are not sure of what your routing number is, don’t worry. There are a number of ways to find your Wells Fargo routing number; these include:
Check Your Wells Fargo Checkbook
Your routing number will usually be printed on the bottom left corner of your checkbook. It will be the first nine digits on the bottom row of numbers.
Look it Up Online
You can also find your routing number by logging into your Wells Fargo online banking account. Once you have logged in, navigate to the ‘Account Summary’ tab and then select the account you are looking for. The 9-digit routing number will be displayed under ‘Account Details.’
Contact Wells Fargo Customer Service
If you are still struggling to find your routing number, you can always contact Wells Fargo customer services for extra assistance. Customer service agents will be able to provide you with the correct routing number for your account.
Using Your Wells Fargo Routing Number
Now that you know what a routing number is and how to find your Wells Fargo routing number, it is important to understand how it is used. Here are a few common transactions in which you would need to use your routing number:
If you receive regular paychecks from an employer, you can set up a direct deposit so that the money is automatically deposited into your Wells Fargo account. In order to set up a direct deposit, you will need to provide your routing number to your employer to ensure the money is sent to the correct account.
If you need to transfer funds from your Wells Fargo account to another financial institution, you will need to provide the recipient with your routing number. Providing your routing number in wire transfers can prevent delays, misplacement, and the potential loss of funds.
Automatic Bill Payments
If you want to set up automatic bill payments for recurring bills, such as a mortgage, the recipient will need your routing number. Without it, they will not be able to receive the funds.
Why Are Routing Numbers Important?
A routing number is important because it ensures that funds are transferred to the correct financial institution. When you send money to another account, whether it’s through a wire transfer, direct deposit, or electronic payment, you will need to provide your routing number.
Routing numbers are also important when you are receiving money. If you are expecting a direct deposit or wire transfer, you need to provide the routing number to ensure the money is accredited to the right account.
If the routing number is incorrect, the funds may be rejected or sent to the wrong institution, resulting in delays or even lost funds.
Ever Thought about Working for Wells Fargo?
Then check out our in-depth guide to the Wells Fargo Application and the most frequently asked Wells Fargo Interview Questions to prepare for the big day! Or, if you’re curious about operating hours, find out What Time Does Wells Fargo Close Open in 2023?
For other financial positions, check out the Best Jobs For Economics Majors, as well as our Customer Service Representative Job Description, our Customer Service Manager Job Description, and our Sales Associate Job Description. Or how about our Bank Teller Job Description, our Personal Banker Job Description, our Loan Processor Job Description, or our Loan Officer Job Description?
A routing number is a unique 9-digit code assigned to financial institutions by the American Bankers Association to conduct transactions.
While the routing number may seem like a minor detail, it is crucial to ensure that funds are securely transferred to the correct financial institution. Whether you are setting up a direct deposit, sending a wire transfer, or automating bill payments, you will need to provide your routing number.
By understanding what routing numbers are and how they work, you will be able to navigate the world of banking with ease and confidence.