Home » Shopping » What Does Walmart Protection Plan Cover?

What Does Walmart Protection Plan Cover?

what does walmart protection plan cover

If you’re thinking of buying something substantial from Walmart, you may be looking into the store’s Protection Plan. 

But What Does Walmart Protection Plan Cover? 

Well, I decided to take an in-depth look and find out what items it covers and what you need to know when purchasing and filing a claim.

So, let’s get started!

What Is The Walmart Protection Plan?

The Walmart Protection Plan is a fantastic way to protect your purchases from accidental damage, theft, and other unexpected mishaps. It covers items such as electronics, appliances, and furniture.

The plan is an extension of Walmart’s standard return policy, which you can use to get a full refund or exchange on most items within 90 days of purchase. It adds an extra layer of coverage, allowing you to repair or replace your item if it’s damaged or stolen. You can purchase the plan up to 30 days after you purchased your item, and all plans are serviced by Allstate.

What Is The Walmart Protection Plan

What Does Walmart Protection Plan Cover?

The Walmart Protection Plan covers a variety of items, including laptops, TVs, mobile phones and tablets, outdoor power equipment, jewelry and watches, and general merchandise. The specific items that are included in the coverage vary, so it’s important to check the specifics of your purchase before deciding if a Protection Plan is right for you.

What Does the Plan Offer?

The Plan offers a variety of benefits. It comes with 24/7 customer service, so you can get assistance anytime if you have any questions or need help filing a claim. An easy online claims process so you can get your item repaired or replaced quickly and without hassle. 

It extends your warranty for two to three years, depending on your item, so you can make sure that your product is covered in case of any defects. Finally, the plan also offers coverage for accidental damage, which can be important for items such as laptops and TVs.

What Are the Limitations?

The Walmart Protection Plan offers coverage for certain items that can be purchased at Walmart, but it does not protect against all issues that might arise with those items. It does not cover intentional damage, nor does it offer protection for products used for commercial use or items that have been stored incorrectly. 

Additionally, the plan will not reimburse customers for damage caused by natural disasters, cosmetic damage, or problems with a computer caused by a virus. Further, items like batteries and printer ribbons that are easily replaceable without professional help also do not qualify for reimbursement under the Walmart Protection Plan.

How Do You File a Claim?

Filing a claim for the plan is simple. The best place to start is by familiarizing yourself with the terms and conditions of your plan. Once you’ve done that, there are two ways in which you can file a claim: online or by phone. 

How Do You File a Claim

Doing it online is often the quickest option, as you can easily upload supporting documents such as invoices and proof of purchase. However, if you’d prefer to talk directly to a representative or need more assistance, making the claim over the phone is always an option. 

Different Items Covered


There is a variety of coverage options for laptops, giving the user peace of mind that unexpected technical issues will be addressed. Most notably, the plan covers issues such as cracked screens, hard drive failure, liquid damage, and even battery failure. This is especially beneficial for laptop users who are often on the go and need immediate assistance in the event their device fails. 


This includes screen failure, pixel damage, audio issues, and remote failure. It means that if any of these malfunctions occur, you are covered by the protection plan and can opt to repair or replace your TV depending on the insurance level that you decide on. In addition to covering item defects or failures due to wear and tear, lost items are also included in the policy. 

Mobile Phones and Tablets

The Plan will help make sure your mobile phone or tablet stays functioning smoothly. It covers common issues, including cracked screens and liquid damage, as well as more specific problems like charging port failure, touchscreen failure, and even slow performance or power-on issues. 

Whether you’ve dropped your device one too many times, experienced the effects of moisture, or fear aging hardware woes – the Walmart Protection Plan has got you covered for any mishaps that may arise.

Outdoor Equipment

If you’ve invested in outdoor power equipment, like mowers, trimmers, and chainsaws, you may want to protect your purchase. The protection plan covers engine failure, spark plug issues, carburetor issues, transmission failure, as well as failures from normal wear and tear.


It covers accidental damage, such as liquid spills and clasp or setting damage, along with intentional breakages, such as band stretching, finish-wear, and broken or defective components. 

This plan also offers meaningful benefits, like refunds or replacements when needed. If you have to have your piece of jewelry fixed over time due to normal wear and tear, you are eligible for a refund. That makes this an excellent choice when it comes to protecting the life of your treasured possession.

Is the Walmart Protection Plan Worth It?

The plan can offer a great level of protection for your purchases and peace of mind. However, it’s important to consider the cost of the plan and compare it against what you would spend to repair or replace your item if something unexpected happened. 

Is the Walmart Protection Plan Worth It

In some cases, the cost may outweigh the benefit it offers. The average cost of a Walmart Protection Plan can range from $2 to $39, depending on the item and the length of coverage you purchase. Additionally, most plans cover up to three years of protection. Ultimately, it’s important to evaluate this and the coverage offered against the value of the item you are purchasing and decide if it is worth the extra money to extend your protection. 

Read more: Does Walmart Change Spark Plugs?

Do You Need To Return An Item?

Well, before you head out, it’s best to find out more info, starting with Can You Return An Item To A Different Walmart, the Walmart Return Policy Without Receipt, the Walmart Return Policy After 90 Days, and the Walmart Return Policy Without Box Or Opened Box.

Next, you might be wondering What Items Cannot Be Returned To Walmart and Can You Return Food To Walmart in 2023?

For the monetary services available at Walmart, find out What Time Does Walmart Money Center Close OpenDoes Walmart Have Moneygram, and Does Walmart Do Money Orders, or perhaps you’d like to know Does Walmart Cash Checks On Saturday SundayDoes Walmart Cash Two Party Checks, and What Time Does Walmart Stop Cashing Checks?

Final Thoughts

The Walmart Protection Plan is a great way to secure your purchase in the event of an unexpected issue. With coverage for laptops, TVs, mobile phones and tablets, outdoor equipment, and even jewelry – this plan can provide a substantial level of protection. 

However, it is important to consider the cost of the plan and compare it against what you would spend to repair or replace your item if something unexpected happened. 

Enjoy your shopping experience at Walmart!

5/5 - (55 votes)

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top