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What Time Does Walmart Stop Cashing Checks? (Time, Type And More)

what time does walmart stop cashing checks

If you’re looking for somewhere to cash a check while you are busy shopping or running errands, then Walmart is the ideal option. It comes with a small fee, but they are open for far longer hours than conventional banks.

You can cash a check after working hours even without having a bank account. Walmart can cash most cheques during odd hours of the day, so it is a very helpful service when the need arises. 

So, let’s find out what type of cheques they can cash and until what times in my in-depth look at… What Time Does Walmart Stop Cashing Checks?

Walmart MoneyCenter

Nearly every Walmart has an in-store moneyCenter. It provides an in-store and online service similar to a bank. The service includes cashing checks, transfers, and bill payments. 

It is open from 8:00 am to 8:00 pm on weekdays and Saturdays and from 10:00 am till 6:00 pm. Walmart stores are typically open 24 hours a day but not the MoneyCenter. And the much-needed 12 hours a day service during the week and 10 hours on the weekend is exceptional value.

What Types Of Checks Can You Cash? 

What Types Of Checks Can You Cash? 

At most Walmart MoneyCentners, you will be able to cash these types of cheques…

  • Payroll Checks
  • Government checks
  • Tax refund checks
  • Cashier checks
  • Insurance or settlement checks
  • Retirement disbursement checks
  • MoneyGram orders issued by Walmart 

Fraud is always a concern when dealing with checks, and as a result, MoneyCenter will not be able to cash the following checks.

  • Checks that are written by hand
  • Personal checks
  • Checks outdated by 180 days or more
  • Post-dated checks
  • Non-MoneyGram money orders 
  • MoneyGram money orders that were not issued at a Walmart store.

Frequently Asked Questions

Frequently Asked Questions

1 How much does it cost to cash a check?

To cash cheques under $1000 will cost $4, and cheques over $1000 will cost $8.

2 What is the maximum amount that you can cash?

Walmart will not cash any cheques over $5000 from May to December but will cash cheques up to $7,500 from January to April.

3 What identification should you bring?

To cash a check, you must have a valid ID in the form of a driving license, Passport, Military ID, or state-issued ID.

4 How do you receive the funds?

There are two ways to receive the funds. Either in cash or an instant deposit into your Walmart card.

Walmart Money Card 

Walmart Money Card 

If you are a regular shopper at Walmart and cash checks regularly, then it makes sense to get a Walmart Money Card. It comes with a monthly fee of $5.94 per month, but the fee is waived if you make a direct deposit of over $500 into the account in the month prior.

You can deposit cheques directly into this account and also earn rewards or cash back when shopping at Walmart. The Walmart Money Card is a Mastercard and can be used anywhere that accepts Mastercard.

Read more: Does DoorDash Take Cash?

It’s All About Walmart!

Needless to say, there are some peculiar sounding books about Walmart online! Take a look at Hola Papi: How to Come Out in a Walmart Parking Lot and Other Life Lessons, and my favorite, How to Not Have Your Car Explode in a Walmart Parking Lot: A Car Care Pocket-Guide, to name a few!

Next is all about the “People of Walmart,” so in your downtime, why not try the People of Walmart Adult Coloring Book: Rolling Back Dignity, the Superhero of Walmart Coloring Book: Funny Fat Super Heroes Adults Colouring Books, as well as the Adult Coloring Book: Disturbing People of Walmart Edition | Calm the F*ck Down, the People of Walmart Adult Coloring Book Dirty Santa Edition, all available online in 2023.

On a more serious note, I also found The People’s Republic of Walmart – How the World’s Biggest Corporations are Laying the Foundation for Socialism, and The Wal-Mart Effect: How the World’s Most Powerful Company Really Works–and How It’s Transforming the American Economy interesting reads on the business side of things.

What Time Does Walmart Stop Cashing Checks? – Final Thoughts

Walmart is a good place to cash cheques without having to make a separate trip to the bank. 

If you regularly shop at Walmart and have a Walmart Money Card, it is a no-brainer to make use of their financial facilities. Walmart MoneyCenter is convenient because of the location and longer hours of operation than banks. You can cash checks at night after work because they are open until 8:00 pm.

They are also open on weekends and holidays. Good to know when you need to make an urgent payment or need a check cashed urgently. 

So, head to your local Walmart today for all the great services in store!

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About Linda Shepard

Linda is employed by one of the biggest employment agencies in San Francisco and has over 15 years of experience in finding her clients their dream job. She prides herself on being able to match the right person to the right position, which inevitably creates a great working relationship for the employee and the company moving forward.

When she isn't writing articles or working, she enjoys gardening, socializing, and going for long walks on the beach and in nature.

She lives with her boyfriend Carl and their cat, Fluffy.

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