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When Does Amazon Charge You?

when does amazon charge you

Are you relatively new to online shopping? 

While shopping online has been around for a while, many people are nervous about taking the plunge. Purchasing a product without being about to touch it and inspect it properly can be a little tricky at times. Amazon is the world’s largest online retailer, and the company processes millions of orders each day. The company ships products to countries all around the world and has a special payment system in place. 

So, let’s find out When Does Amazon Charge You?

When You Will Be Charged?

When You Will Be Charged

If you use a credit or debit card to order items from the company’s website, you will not be charged immediately. The time when the money leaves your account can depend on a number of factors. Therefore, it is important to make sure you have the funds in your account before placing an order. 

Before shipping 

In most cases, Amazon will charge you for products just before they are shipped to you. Strict regulations are put in place by the Federal Trade Commission regarding how e-commerce companies operate. One of these is that online companies have to issue shoppers with an estimated delivery date.

If an order is not shipped within the stated time frame, the company has to notify the customer. If the customer is not satisfied with the new shipping date, they have the right to cancel their order. In this case, the customer will receive a full refund. To save themselves this hassle, Amazon usually waits until just before products are shipped before charging customers. 

Read more: Do Amazon Packages Come Early?

Amazon orders

The company offers products from its own categories, such as Amazon Fresh grocery delivery and AmazonBasics. These products are usually kept in the company’s warehouses, and orders tend to be fulfilled very quickly. In most cases, you will be charged just before the product is shipped. This could be within a few days if you choose a short delivery timeframe. 

Marketplace third-party sellers

While the company sells its own products, you will also find products sold by third-party retailers. You may find that these sellers charge your card as soon as you place an order. However, more savvy sellers are likely to wait until their items enter the shipping stage. This tactic helps to protect the sellers against issues with refunds and unfulfilled orders. 

Credit cards

You can use several different types of credit cards to pay for your order. These include American Express, Visa, Discover, MasterCard, JCB, and Diners Club. If you use one of these credit cards, most charges will appear when your order is shipped. However, third-party Marketplace retailers may choose to charge your credit card when shipping is confirmed or when the order is placed. 

Debit cards

If you use a debit card, the funds will be taken directly from your bank account. If you have set up notifications, you should receive a message from your bank when this happens. Amazon will usually do this once your order is shipped. However, third-party Marketplace sellers often do this within minutes of placing the order. 

Prime Membership Charges 

Once you sign up for membership, your credit card will be charged immediately. You can then open your account settings and choose the next payment day. You can choose a single annual payment or smaller monthly installments.  

As part of the terms and conditions, Prime members agree to pay on a nominated date. You need to make sure that the membership fee is available in your account for automatic transfer. Customers usually receive an email reminder when the charge date is drawing near.

Prime Membership Charges

Canceling your membership

If you want to cancel your membership, you should do it before the next charge date. Otherwise, you will be charged for a full month, even if you cancel your membership after a few days. It can be very difficult to get a refund, especially if you recently made a Prime purchase. However, you can receive a full refund if you haven’t used your Prime membership benefits. 


Amazon offers customers the chance to order certain items before they are officially released. This helps to make sure that customers are among the first to get their hands on in-demand items. This includes products such as the latest gaming consoles, video games, and cell phones.

Pre-orders are usually announced a few weeks before the item is ready to be shipped. Your card will only be charged a few days before the official release date when the item leaves the warehouse. You can keep track of the shipping process through your orders tab. Keeping an eye on the shipping status will give you a good idea of when you will be charged. 


How pre-orders work

The process of making a pre-order is similar to a regular purchase. However, this is a good way to make sure you will get the item before stocks run out. After placing the order, you will receive regular email updates to keep you informed of the process.

An official release date will be indicated before you place the pre-order. If the release date changes, you can cancel your order if you want. However, the company’s pre-order price guarantee ensures that you will never have to pay extra. Even if the order price goes up, you will still pay the lowest price around for the product. 

Subscribe And Save

There are certain products you are sure to buy regularly. This includes pet food, baby formula, coffee, and cleaning products. Instead of paying for a ‘one-time order,’ you can enjoy lower rates by choosing the ‘subscribe and save’ option.

This option allows you to schedule regular deliveries of particular items. This saves you from having to go through the hassle of regularly ordering the item. You will never have to worry about running out of kitchen staples like flour and salt. 

Subscribe And Save

Lowering your expenses…

As a bonus, items purchased this way are often available at lower prices. You can save between 5% and 15% on these items. This is an almost effortless way to reduce your household budget.

Amazon will send you a reminder email before each delivery is made. This email will show you the items that are due to be delivered and the amount you will be charged. If you are being treated to a discount, this information will also be shown in the email.

If the price has gone up… 

Once you receive the email, it is a good idea to check to see if the price of the item has increased. If so, you may find that you can get the product cheaper somewhere else. You will have a few days to change your order if you want before it is shipped to you.

You can cancel ‘subscribe and save’ orders any time after a delivery has been made. This is a good idea if you still have stock of the item. If you do not cancel the order, the product will be shipped a few days after you receive the email. You will usually be charged as soon as the product is shipped.

Backordered Items

From time to time, third-party Marketplace sellers run out of stock. However, you can still place an order for the item if you want. This is possible if the item will be back in stock within thirty days.

When this happens, the item will be placed on backorder. You will receive an estimated date when the item will be restocked. Your order will be made a priority, and the item will be sent to you as soon as possible.

Canceling your order…

You will not be charged for a back-ordered item until it is shipped to you. This allows you to cancel your order if you want. If you do not cancel the order, you will receive an email confirmation when the item is shipped. You will usually be charged at the same time the confirmation email is sent.

Received An Amazon Gift Card?

A gift card always makes a great present if you’re not sure what to buy for someone. So, you might be wondering Where Can I Use My Amazon Gift Card, or Where Is The Claim Code On An Amazon Gift Card, as well as Does Walmart Sell Amazon Gifts Cards in 2023.

For your online shopping queries, find out if Does Amazon Do Price Adjustments for discreet purchases, Can You Hide Orders On Amazon, and for your payment options, Can You Split Payments On AmazonDoes Amazon Take Apple Pay and Does Amazon Accept PayPal?

Once your order has been placed, find out more about What Time Does Amazon Deliver, including How Late Does Amazon Deliver and Does Amazon Prime Deliver On Sunday if it’s the weekend.

Final Thoughts

Generally speaking, you won’t have to pay for products until they are nearly ready to ship. This measure is taken to make sure the product is available and can be sent to you. However, certain third-party sellers may decide to charge customers at the time of purchase.

Therefore, it is important to make sure you have the available funds in your bank account before making a purchase. If you are a Prime member, you need to keep the membership fees in your bank account. You can choose to pay for your membership on a monthly or annual basis, depending on your preference.

Enjoy your online shopping with Amazon!

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